Anjana George, Chafekali Sonawane, and Disha Mishra. “A Study on the Usage and Relevance of Mobile Wallets in India in COVID-19 Pandemic”. Indian Journal of Commerce and Management Studies, vol. 12, no. 3, Sept. 2021, pp. 01-12, https://ijcms.in/index.php/ijcms/article/view/102.